Next, you’ll choose a coverage option between $50,000 and $10 million. Answer some family history and lifestyle questions (quick yes and no answers).
Provide your height, weight, tobacco use, and answer questions about major medical conditions (asthma, depression, anxiety, cancer, heart attack, etc).Provide information about your gender, date of birth, zip code, and if you have a spouse.State when you need your coverage to start (they claim it takes at least 4 – 6 weeks to onboard a new policy, so keep that in mind).Tell PolicyGenius if you’re getting life insurance for the first time, replacing a policy, or looking for an additional policy.Here’s an in-depth look at the process: Fill out personal information Once you compare your options and choose a company, it takes you to that company’s website to complete the process. PolicyGenius works like any other online broker or directory.Īfter you enter your personal information, PolicyGenius uses its algorithm to match you with certain companies. Rather than completing applications at several different life insurance companies, you can complete one application with PolicyGenius and have multiple policy choices at your fingertips. PolicyGenius is an online insurance comparison tool that works just like an insurance broker but with no affiliations.Ĭonsumers use the tool to compare multiple life insurance policies in one place.
